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3 Reasons To Downsize Your House in Sacramento

Elk Grove house buyer for cash

There is a trend toward smaller homes for many reasons, including people having smaller families with less focus on owning things and more on personal development, travel, and outdoor activity. And as time passes, our needs change; if you’re using a small percentage of your home to live in, there is no longer a need for a larger home with multiple bedrooms.

When should you think about downsizing?

If retirement is around the corner, you’ve likely been thinking about adjusting your lifestyle by selling your larger home and moving to something smaller. Or maybe you stumbled upon a smaller home you’ve fallen in love with that would better suit your current needs, or the small home may serve as a base while you travel the country. 

As you age, what was once a simple task can become overwhelming, and you need to hire someone to help you care for your property, which can become quite expensive.

Whatever the reason you sought out information on downsizing your home in Sacramento, there are benefits to making this change at any time in your life. So if you’re considering shifting your mindset and decreasing the number and size of the possessions you keep in your home, read on as we explore three reasons you should downsize your house in Sacramento.

1. Interest – Always check for a better rate

Circumstances can cause financial distress, and if you need relief from the never-ending interest building up on your debt, you should downsize your house in Sacramento. Planning for the future by taking swift action when you realize that interest is devouring your goals will allow you to take charge and create a better life for yourself in retirement. If interest is weighing you down, you can be out from underneath your burden in a few weeks by selling directly to a local direct buyer like those at Private Capital Real Estate Buyers, with a guaranteed closing day that Private Capital Real Estate Buyers can set at your convenience.

2. Pay Off Mortgage – You could be a cash buyer?

If you want to eliminate a large mortgage payment to save money, you should downsize your house in Sacramento. With the equity in your existing home, you may be able to pay cash for all or most of the cost of your smaller home, saving tens of thousands of dollars in interest alone. You’ll save even more by reducing or eliminating your mortgage payments as a bonus. Naturally, with a smaller home, there will also be a decrease in your utility bills. If you’d like to skip the hassles of prepping and showings, a direct buyer like those at Private Capital Real Estate Buyers will buy your home as-is; you don’t need to worry about inspections or contingencies.

3. Savings – Every month you will have more money to live better.

Whether you need to save more money for your retirement or want to begin saving for an altruistic cause, like a college fund for your grandchildren, you should downsize your house in Sacramento. Often, people are shocked to learn how much they need to save if they wish to retire by age 40; for example, you’ll need to maintain a 20% or lower debt to income ratio. You’ll also save the commissions and closing costs by selling directly to a direct buyer like those at Private Capital Real Estate Buyers; you’ll also save the commissions and closing costs with no hidden fees.

Let us help you downsize your house in Sacramento; at Private Capital Real Estate Buyers, the process is easy, quick, and transparent. Let a direct buyer from Private Capital Real Estate Buyers detail what you’d earn by listing and compare it to our offer, which you’ll agree is fair, so you can decide which method is best for your situation. The goal at Private Capital Real Estate Buyers is for you to feel good about the deal long after closing. Call Private Capital Real Estate Buyers at (916) 276-8482.

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